When applying for a mortgage, you will be asked for the following information. Having it available will make your application, and approval, go more quickly. If a co-borrower, or co-signer is used, they will need the same information.

1. Residency Information: Your last two years of residency. That is, the address(s) of where you have lived for the last 24 months. If you rented, also have the name and address of the landlord(s).
2. Employment and Income: Your last two years W-2’s and your last 30 days pay stubs. These will provide the name and address of your employer(s) and your current salary. If you are self-employed, or commissioned, provide the last two years tax returns, a YTD P&L and Balance Sheet.
3. Asset Accounts: Your last three months bank statements and the most current statements for any other asset accounts such as 401K, Savings or Brokerage accounts.
4. Liability Accounts: Not required, these will be pulled from your credit report.
5. Divorced: Divorce decree and 12 months child support history if used for qualifying.

In special circumstances other information, such as bankruptcies, will be required.

Please feel free to print this document for future reference.